Business Resources

Nobody can do it all alone - and no business in southwest Michigan needs to. This area has a vibrant partnership of organizations committed to working together to help you succeed - they are second to none in dedication and ability!  The following are just a few examples of some of the resources you can tap into.

Educational Resources (Customized Workforce Training)

Two local community colleges are setting high standards for training in allied health fields, advanced technology, manufacturing, and business.  You'll have quick access to all the workforce services you need to meet the challenges of growth, expansion and diversification.  Both colleges have multiple campuses and dedicated staff ready to help you develop customized training for your unique skill requirements.

 Lake Michigan College 

In addition to these local colleges, there are over 30 post-secondary institutions serving the area -- including Western Michigan University, Andrews University, the University of Notre Dame, and branch campuses for Ferris State, Purdue, and Indiana University.  (See Skilled Workforce for more information)

Workforce Development Resources (Customized Workforce Training)

Michigan Works is a workforce development association serving employers and job seekers. Professional consultants will work with your company and the local educational institutions to design and deliver the training your employees need. Click here for more information about the free services available from Michigan Works. 

Financial Resources

Small Business Administration (SBA) - The SBA is primarily a guarantor of loans made by private and other institutions and does not offer loans to small businesses. The most common guaranteed loan programs used by businesses are the 7(a) and the 504.  

SBA Loans

Rural Development Business and Industry Guaranteed Loan Program - The purpose of this guaranteed loan program is to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities.  A borrower may be a cooperative organization, corporation, partnership, or other legal entity organized and operated on a profit or nonprofit basis; an Indian tribe on a Federal or State reservation or other Federally recognized tribal group; a public body; or an individual.

 USDA Rural Development  Michigan Recovery Rural Development  

Capital Access Program (CAP) - The CAP uses small amounts of public resources to generate private bank financing, providing small Michigan businesses access to capital that might not otherwise be available.

Capital Access Program

Revolving Loan Funds - Berrien County currently has a revolving loan fund to help businesses.  For information on this fund, contact the Economic Development office of Berrien County.  269-983-7111

SBA ARC Loan Program -The America's Recovery Capital Loan Program can provide up to $35,000 in short-term relief for viable small businesses facing immediate financial hardship to help ride out the current uncertain economic times and return to profitability.  Each small business is limited to one ARC loan.  ARC loans will be offered by some SBA lenders for as long as funding is available or until September 30, 2010, whichever comes first.

Workplace Improvement Resources

MIOSHA-Consultation, Education, and Training (CET) Services

Worker's Compensation Cost Reduction

Don't see what you're looking for?  Please call the Southwest Michigan Economic Growth Alliance at 269-683-1833 for assistance.